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{"id":2890,"date":"2011-05-08T19:38:11","date_gmt":"2011-05-09T00:38:11","guid":{"rendered":"http:\/\/www.calculatinginvestor.com\/?p=2890"},"modified":"2011-05-08T19:38:11","modified_gmt":"2011-05-09T00:38:11","slug":"professor-kenneth-french-on-safe-withdrawal-rates","status":"publish","type":"post","link":"https:\/\/www.calculatinginvestor.com\/2011\/05\/08\/professor-kenneth-french-on-safe-withdrawal-rates\/","title":{"rendered":"Professor Kenneth French on Safe Withdrawal Rates"},"content":{"rendered":"

I enjoy reading the discussions and debates on investment forums such as Bogleheads.org<\/a>, and one very\u00a0frequently discussed and debated topic is the Safe Withdrawal Rate <\/a>(SWR).\u00a0\u00a0<\/p>\n

The SWR is defined as the quantity of money that can be withdrawn from a portfolio over time, including inflation adjustments, without leading to a complete depletion (i.e. failure) of the portfolio during the investor’s lifetime.\u00a0<\/p>\n

Last week,\u00a0Professor Kenneth French addressed the subject\u00a0of the sustainable withdrawal rate in a video post on the Fama\/French Forum <\/a>website, and I’ve posted the video here:<\/p>\n

<\/object><\/p>\n

Most SWR discussions are based on historical data or Monte Carlo simulations, which I think can be very valuable.\u00a0\u00a0 However, Professor French’s approach of starting with the simplest case (long-term TIPS) and building from there helps to highlight that we are taking on real risk when we stretch for higher withdrawal rates.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

I enjoy reading the discussions and debates on investment forums such as Bogleheads.org, and one very\u00a0frequently discussed and debated topic is the Safe Withdrawal Rate (SWR).\u00a0\u00a0 The SWR is defined as the quantity of money that can be withdrawn from a portfolio over time, including inflation adjustments, without leading to a complete depletion (i.e. failure) […]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/posts\/2890"}],"collection":[{"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/comments?post=2890"}],"version-history":[{"count":7,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/posts\/2890\/revisions"}],"predecessor-version":[{"id":2897,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/posts\/2890\/revisions\/2897"}],"wp:attachment":[{"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/media?parent=2890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/categories?post=2890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.calculatinginvestor.com\/wp-json\/wp\/v2\/tags?post=2890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}